You’ve heard that the best return on investment comes when you invest over the long term. In fact, there’s a graph that best illustrates that. The reality is that investing your money in any plan, with the mindset of keeping it there for decades something that’s done for fun. It’s a difficult task. We either… Continue reading Long-Term Investing is Hard: Here are 3 things to help you make it easier.
Negative returns on your stock plan simply mean assets in the portfolio are getting cheaper. Well, that’s one perspective, another person may choose to see it as declining in value. The right perspective though is actually that stocks are getting cheaper. The value of the companies in our stock plan is intact. They are still executing on their mission and growing revenue and cash flow. And there’s been no news or any form of information to suggest otherwise.
Investing is important, but in the process of investing, there are money that should not be used to invest. This essay simply explains those kind of money.
In 2020, our stock investment plan returned 40.77% while the real estate while the fixed income plan returned 16% and 10.1% respectively. Anyone seeing this would have wished that they invested all their money in the stock plan to get the maximum return possible. But is that the most efficient way to grow your wealth?